CLOSED CASES
Case results
The numbers below are real. These are closed cases handled by L.R. Claims & Consulting. Names and identifying details are not published to protect client privacy. Each case reflects the difference between what the insurance company was prepared to pay, and what we recovered on the client's behalf.
Past results do not guarantee future outcomes. Every claim is different. We will give you an honest assessment of your situation before we take your case.
Fire Claim — Fontana, CA
Single-family home. Total loss. Insurer's initial offer significantly undervalued the structural scope.
The insurance company's adjuster completed a surface-level estimate and closed the file at $47,000. We reopened the claim, documented the full structural damage, smoke infiltration throughout the HVAC and wall cavities, and contents losses that had not been itemized. Final settlement: $143,000.
Water Damage (Denied) — Sherman Oaks, CA
Slab leak with secondary damage. Claim denied on initial submission.
The claim was denied. The insurer cited a policy exclusion and closed the file. We reviewed the policy language, challenged the denial, documented secondary water migration to flooring, drywall, and cabinetry that the original inspection missed. The claim was reopened and settled at $67,000.
Roof Claim — Burbank, CA
Storm and hail damage. Insurer's estimate did not cover full replacement scope.
The insurer approved only a partial repair. The roofing contractor had already identified that the damage required full replacement and that code upgrades were required under current Burbank building standards. We documented the full scope, including code-required upgrades, and negotiated a settlement of $38,000 against the original $9,200 offer.
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We review your policy and situation at no cost. If we take your case, there is no upfront fee. We are paid only when we recover on your behalf.