Fire & Smoke Damage
We help you pursue the full compensation you deserve after fire and smoke losses.
LICENSED. EXPERIENCED. DEDICATED TO YOU.
WE REPRESENT YOU,
NOT THE
INSURANCE COMPANY.
We handle your claim from start to finish and fight to maximize your payout using policy language, documentation, and negotiation.
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Email
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Location
4804 Laurel Canyon Blvd, Unit 1037, Valley Village, CA 91607
SPECIALIZING IN HELPING POLICYHOLDERS
Claim types we handle
Water Damage
From minor leaks to major flooding, we work to maximize your insurance payout.
Roof & Storm Claims
Wind, hail, and storm damage claims handled with precision and experience.
Denied / Underpaid Claims
We fight back against unfair denials and low offers from insurance companies.
Large Loss Consulting
Complex claims require experienced advocates who know how to build strong cases.
WHY IT MATTERS
Why hire a public adjuster?
The insurance company has a professional adjuster working for them from the moment you file. You should too.
30–74% higher settlements
California policyholders who hire a public adjuster recover significantly more on average than those who handle claims alone. Source: industry data.
Up to 800% more on major claims
A landmark OPPAGA study found policyholders using public adjusters received settlements up to 800% higher on significant losses.
No upfront cost
We work on contingency. You pay nothing unless we recover more money than the insurer was prepared to offer on their own.
The insurance company's adjuster
- Works for the insurance company
- Documents the minimum
- Closes files quickly
- Protects the insurer's bottom line
We work for you
- ✓ Documents everything
- ✓ Fights for every dollar
- ✓ Only gets paid when you do
- ✓ Works exclusively for you
HOW IT WORKS
A simple 4-step process
Consultation
We start with a free consultation to understand your claim and situation.
Evaluation
We review your policy, documents, photos, and damages in detail.
Negotiation
We handle communication and negotiation with the insurance company.
Maximize Payout
We fight to help you recover what you are truly owed.
TRUSTED BY POLICYHOLDERS ACROSS CALIFORNIA
What clients are saying
"The insurance company offered us $47,000 after the fire. L.R. Claims & Consulting reviewed our policy and fought for what we were actually owed — we ended up settling for $143,000. I had no idea that was even possible."
— Homeowner, Fontana, CA"My water damage claim was denied. I was ready to give up until I called L.R. Claims & Consulting. They reopened the claim, documented everything the insurance company missed, and recovered $67,000 for me."
— Homeowner, Sherman Oaks, CA"The insurer's first offer on my roof claim was $9,200. After L.R. Claims & Consulting got involved, we settled for $38,000. They paid for themselves many times over."
— Homeowner, Burbank, CACOMMON QUESTIONS
Frequently asked questions
Do I pay anything upfront?
No. We only get paid if we recover more money on your claim.
Can you help with denied or underpaid claims?
Yes. We review denial letters, low offers, and active claims to determine whether there is a path to recover more.
How quickly will someone contact me?
Requests submitted during business hours are typically contacted the same business day. Requests submitted after business hours will be contacted the next business day.
Do you work anywhere in California?
Yes. We help California policyholders statewide depending on claim type and location.
HELPFUL RESOURCES
Insurance claim guides for California homeowners
What to do after a house fire in California
The first steps to protect your property, document damage, and avoid common mistakes before speaking with the insurer.
Read articleHow to dispute an insurance denial
What a denial letter really means, what documents matter most, and when it makes sense to push back.
Read articleWater damage claim mistakes to avoid
A simple guide to documentation, mitigation, and timing so you do not leave money on the table.
Read articleSmoke damage claims in California
What smoke damage covers, why HVAC systems are frequently missed, and how to document contents losses properly.
Read articleWhat to do when your claim is underpaid
How to dispute a low settlement, file a supplemental claim, and recover the difference between the offer and what you are owed.
Read articleAdditional living expenses: what your policy covers
What ALE coverage pays for, what qualifies, how long it lasts, and common mistakes that leave money on the table.
Read articleOrdinance and law coverage explained
What code upgrade coverage is, why it matters after a fire or major loss, and how to make sure it is included in your settlement.
Read articleREADY TO GET STARTED?
Let us fight for what you're owed.
No obligation. Just answers.